FEATURES

Loan amount


Get a credit limit on your Kisan Gold Card based on your farming needs. The credit limit is renewed every year

The credit limit is offered through an ATM Debit Card and you can draw on it any time

Interest rates

 

 


Benefit from attractive interest rates and low processing charges

 

Bank IRR 

Min IRR

Max IRR

Avg IRR

9.10%

20.00%

11.60%

 

BANK APR

Min APR

Max APR

Avg APR

9.10%

24.55%

11.93%

 

 

Tenure


Get up to 7 years of time to repay loans

Cash and spending


Withdraw up to ₹ 15,000 per day and spend ₹ 25,000 a day at merchant outlets

Use of funds


Use Kisan Gold Card for a wide range of agricultural activities such as:

  • Crop inputs
  • Post-harvest and domestic consumption expenses
  • Agricultural equipment and implements
  • Irrigation expenses
  • Construction of farm building
  • Investment in diary, piggery, poultry, beekeeping businesses

Two wheeler and 4 wheeler loan on Kisan Gold Card

Insurance


Get Personal Accident Insurance cover of up to ₹2 lakhs free

Card acceptance


Accepted at all Visa establishments and at HDFC Bank and other bank ATMs across the country and the world

Transact at more than 6.000 HDFC Bank ATMs located in more than 900 locations free

Convenience


Enjoy the benefits of anytime, anywhere banking through a variety of interfaces, including NetBanking and PhoneBanking

Eligibility

FEES & CHARGES