Regular Fixed Deposits

Earn higher interest on your savings, along with flexibility and security

Regular Fixed Deposits
  • First Feature IconGrow income with compound interest on reinvesting principal and interest
  • Second Feature IconCover shortfalls in your account by sweeping in funds from linked FDs
  • Third Feature IconGet an overdraft to tide over cash flow issues with the Super-Saver facility
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Fixed Deposit

HDFC Bank Fixed Deposits and the interest on them are a good source of income in a safe and assured manner.

Choose a tenure and amount of your choice to grow your income in a steady fashion. You can open an FD for as less as ₹ 5,000, and use it as a back-up for your savings or current account with Sweep-in and Super Saver Facilities. HDFC Bank Fixed Deposits easy and convenient to open or liquidate whenever necessary.

Five Year Tax Saving Fixed Deposit

Get a combination of two benefits – saving tax while earning interest

Five Year Tax Saving Fixed Deposit
  • First Feature IconSave tax under section 80c of the Income Tax Act
  • Second Feature IconInvest a minimum of ₹ 100 upto ₹ 1.5 lakhs in a financial year
  • Third Feature IconEnjoy quarterly or monthly interest pay outs

Non-withdrawable Deposits

Open a fixed deposit for amounts greater than Rs 5 crore

Non-withdrawable Deposits
  • First Feature IconNo Premature or Partial withdrawal allowed
  • Second Feature IconGet an overdraft to tide over cash flow issues with the Super-Saver facility
  • Third Feature IconEnjoy quarterly or monthly interest pay outs

Overdraft Against Fixed Deposits

Avail up to 90% of overdraft on your fixed deposit instantly

Overdraft Against Fixed Deposits
  • First Feature IconLink your current or savings account to a Fixed Deposit
  • Second Feature IconGet an overdraft to tide over cash flow issues with such linking
  • Third Feature IconPay interest only on the overdrawn amount for the period it is used

Sweep-in facility

Cover shortfalls in your accounts by sweeping in funds held in linked Fixed Deposits

Sweep-in facility
  • First Feature IconEarn higher interest on your funds in your Savings Account by moving it to an FD
  • Second Feature IconLink multiple deposits to your Accounts
  • Third Feature IconChange your period of deposit, maturity, principal amount etc., as you need