You've Been Logged Out
For security reasons, we have logged you out of HDFC Bank NetBanking. We do this when you refresh/move back on the browser on any NetBanking page.
OK- Home
- PAY Cards, Bill Pay
- SAVE Accounts, Deposits
- INVEST Bonds, Mutual funds
- BORROW Loans, Mortgages
- TRADE Cover, Protect
- SME
- content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f?path=/Menu Icons/06d-pay-icon-large-off.pngPAY
- content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f?path=/Menu Icons/money_transfer.svgPayments & Collections
- ThisPageDoesNotContainIconECS Credit & Debi



Step 1
Obtain a mandate from the payee with details as stipulated by Reserve Bank of India
Step 2
Route the ECS through a Sponsor Bank. Submit an E1 form to get a user code from the RBI through the Sponsor Bank.
Step 3
Submit the data in soft form to the Sponsor Bank at least 5 working days before the settlement date. The settlement date is the date on which the account of the beneficiary will be credited (ECS Credit) or payee's account will be debited (ECS Debit).

ECS Credit & Debit - Electronic Clearing Services
Simplify and speed up your payments and collections


Convenient
Easily and automatedly make repetitive payments

Cost-efficient
Eliminate paperwork and save admin costs

Quick
Get faster payments & collections
All you need to know
Cost and time savings
Cost and time savingsECS Credit and Debit reduces paperwork by automating repetitive payments and collections
Get faster collections and make smoother payments
Multiple uses
Multiple usesECS Credit is ideal for paying interest, dividends, and other frequent payments
ECS Debit is perfect for collecting payments of utility bills, EMIs, etc
Convenient system
Convenient systemEasily track your payments or collections through stored transaction histories
Save on administrative machinery and costs of printing, dispatch and reconciliation of paper instruments
Timings
TimingsTurnaround time: T+1 to T+3 after the settlement date for ECS Credit and Debit
false
false
On exiting, all chat history will be cleared