SmartGATEWAY - Best Payment Gateway in India


HDFC Bank SmartGateway: Simplifying Payments, Empowering Businesses
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Seeking to elevate your business with digital transactions? HDFC Bank's SmartGATEWAY is your one stop solution.  

HDFC Bank SmartGATEWAY is a payment platform designed to maximize your conversions. This flexible, reliable, and secure platform provides a smooth payment experience for your customers.  
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Let's dive deeper to know more about SmartGATEWAY!


Features


Holistic Payment Solutions:

  • Collect payments from your customers on website/App and remote collection via payment links
  • Solutions for all channels of payments such as Website, Apps, mWeb etc.  


Maximize your Conversions: 

  • Never lose a customer with over 150 payment methods, including all major cards, wallets, net banking, UPI, and QR-based payments
  • International Card Acceptance, Multi-currency converter (MCC) with 22+ currencies 
  • Make high-value products/services accessible to customers with options like card EMIs and Cardless EMI 


Security and compliance: 

  • Prevent fraud with a PCI-DSS compliant platform fortified to ensure secure transactions. 
  • Minimize chargebacks with 24/7 risk monitoring.  


Efficient integration: 

  • Quick and reliable integration with secured APIs and super-light SDKs 
  • Intuitive, Plug-and-play solution and simple developer documentation make the integration process smooth and swift. 


Customer satisfaction: 

  • Minimal steps to complete card and UPI transactions that makes payments journey delightful. 
  • One-Click Card Payments powered by auto OTP reading for a fast and simple checkout for customers. 
  • An intuitive checkout page, which displays preferred and saved payment modes, enhancing the customer experience. 


Operational excellence: 

  • Best-in-class transaction success rates with dynamic routing between payment gateways. 
  • Reduce customer drop-offs for failed transaction with a Payment retry features. 


Data-driven insights: 

  • Real-time transaction data and in-depth customer behavior insights with Machine Learning powered analytics dashboard. 
  • Enhance business efficiency, improve success rates, and reduce costs, by informing strategic decisions with actionable insights. 


Remote payment flexibility: 

  • Collect payments remotely via SMS, email & WhatsApp and expand your business reach. 
  • Get insights into customer engagement and conversion rates with detailed analytics on payment links. 
  • Start collecting payments with smartly designed payment forms. 


Customer engagement: 

  • Run personalized and sponsor-driven Offers to drive user growth with configurable offer engine. 
  • Support multiple languages and all devices to a diverse customer base, ensuring no customer is left behind due to language or device barriers. 

Benefits

Merchant benefits: 

  • Higher Success Rates: Dynamic routing between payment gateways ensures high success rates and payment retries convert failed transactions to successful. 
  • Easy and Intuitive integration: SmartGATEWAY's developer portal has an easy, step-by-step guide to make integration smooth and fast. To access click here - HDFC SmartGateway Developer Docs | Products (hdfcbank.com)
  • Fraud proof platform: SmartGATEWAY's PCI-DSS compliant platform comes with 24/7 risk monitoring, advanced fraud detection, and prevention tools, safeguarding each transaction. 
  • Fast go to market: Quick and Reliable integration: SmartGATEWAY provides quick integration with secured APIs and super-Light SDKs, along with a simple developer portal so that your business can move fast. 
  • Support all Payment methods: SmartGATEWAY supports over 150 payment methods, including international card acceptance and a multi-currency converter. 
  • See how customers are paying: Get real-time transactions data and deep customer behavior insights to understand how customers are paying and improve success rates. 
  • Convert more customers with offers: Facilitate sponsor driven offers, deliver personalized and sponsor-driven offers directly to customers and reduce customer drop offs with SmartGATEWAY’s configurable offer engine. 


Your Customer benefits: 

  • Your Customers enjoy a frictionless checkout experience with single-click payments, auto OTP submission, and saved payment preferences. 
  • The platform's extensive payment options, including EMIs and BNPL services provide customers with financial flexibility. 
  • SmartGATEWAY's checkout interface supports multiple languages and device form factor compatible pages ensure that all customers can transact comfortably. 

If you would like to know more, feel free to reach out to the nearest Relationship manager. 

FAQs

FAQs


Frequently Asked Questions (FAQs) for SmartGATEWAY Platform Sales



  1. What is the SmartGATEWAY platform in the context of payment systems? 
    The SmartGATEWAY platform is a unified solution that integrates various payment methods, including those from HDFC Bank and its partners, into a single, cohesive system. It simplifies the process for merchants by providing a single integration point, making it easier to manage transactions, reporting, and analytics across multiple payment channels. 

  2. How can the SmartGATEWAY platform benefit your business? 
    The SmartGATEWAY platform offers numerous benefits including streamlined payment processes, enhanced transaction security, comprehensive reporting, and increased flexibility to support various payment methods. This results in improved customer satisfaction, reduced operational costs, and greater efficiency. 

  3. What payment methods are supported by the SmartGATEWAY platform?
    The SmartGATEWAY platform supports over 150 payment methods, including HDFC Bank's payment options and additional methods provided by HDFC Bank's partners. This ensures that you can offer your customers the payment methods they prefer. 

  4. How does the integration process work?
    Integration with the SmartGATEWAY platform is straightforward. We provide detailed documentation, APIs, and SDKs to assist your technical team. Additionally, our support team is available to guide you through each step of the integration process to ensure smooth implementation. 

  5. Is the SmartGATEWAY platform secure?
    Yes, security is a top priority for us. The platform is built with advanced security features, including encryption, fraud detection, and compliance with industry standards such as PCI-DSS. This ensures that all transactions are secure, and your customers' data is protected. 

  6. Can this platform improve your operational efficiency? 
    By consolidating multiple payment systems into a single platform, the SmartGATEWAY platform reduces the complexity and time associated with managing different payment channels. This leads to faster transaction processing, simplified reconciliation, and streamlined reporting, allowing your team to focus on core business activities. 

  7. What kind of reporting and analytics does the platform offer? 
    The SmartGATEWAY platform provides comprehensive reporting and analytics tools that give you real-time insights into your transactions. You can monitor key performance indicators, generate detailed reports, and use data-driven insights to make informed business decisions. 

  8. What support is available during and after implementation? 
    We offer extensive support throughout the implementation process, including access to technical documentation, training resources, and a dedicated support team. Post-implementation, our customer support team remains available to assist with any questions or issues that may arise. 

  9. How does the platform handle international payments?
    The SmartGATEWAY platform is designed to support international payments, enabling you to process transactions in multiple currencies and comply with various international regulations. This allows you to expand your business globally with ease. 

  10. What are the costs associated with using the SmartGATEWAY platform?
    The cost of using the SmartGATEWAY platform depends on the specific features that will be availed. We offer flexible pricing plans to suit businesses of all sizes. Our sales team can provide a detailed quote based on your needs