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Service Charges
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Sr. No. | Type of Charge | Proposed charges per instance |
1. | Processing Fee / Management Fee | Processing Fees at minimum Rs.25,000/- for Auto & Rs.15,000/- for |
2. | Stamp Duty & other statutory charges | At actuals |
3. | Stock Audit Charges | At actuals |
4. | BG Commission Charges | Up to 2% of the facility Amount (including Processing fee & commission charges) |
5. | Property Document Retention charges | Property documents need to be collected within 60 (sixty) days from the date of closure of loan/ facilities linked to the collateral. Failing which, custody charges of Rs.1000 + GST per month per property shall be levied |
6. | Premature Closure Charges | 4% p.a + Taxes as applicable. As per BCSBI guidelines, for borrowers classified as Micro and Small Enterprises(MSE) NIL Premature Closure Charges will be applicable for all floating rate loans and for Fixed rate loan facility up to Rs. 50 Lakh |
- All the above service charges/fees/Commissions are exclusive of taxes.
- GST applicable on all type of fee/charges