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Why pick Fixed Deposit over Mutual Funds:
Fixed Deposits | Criteria | Mutual Funds |
Guaranteed Returns | Returns | Market linked retutns |
Negligible Risk | Risk Factor | Significant risk involved |
Anytime withdrawal on payment of penalty | Liquidity | Anytime withdrawal on payment of exit load |
Guaranteed Returns | A/C Opening Charges | Multiple charges(Maintainence charge, admin charges etc) |