Features

Overview:


Agricultural Gold Loan is designed to meet the credit need of farmer for agriculture and allied activities. The purpose includes land development, irrigation, purchasing seeds /fertiliser, acquiring farm equipment/ machinery, labour expenses incurred in cultivation, plantation expenses and fencing of agricultural land. This loan also helps with recurring expenses associated with agricultural activities, post-harvest activities and allied activities like Dairy, Poultry, Fisheries etc.


Eligibility


All farmers, Individuals who are engaged in agriculture & allied activities and having gold jewellery, ornaments


Key Features:


The key features and benefit of agricultural gold loan is as under

  • Hassel free Loans: Agriculture loan with collateral of gold jewellery, ornaments.

  • Quick Processing: Swift loan processing ensures the transfer of loan proceeds quickly to farmer account

  • Expert Gold Valuation: The valuation of gold is conducted by professional assayers, guaranteeing a fair and transparent assessment of your precious assets.

  • Competitive Interest Rates: Bank is offering competitive interest rates for agricultural loan against collateral of gold.

  • Quantum of loan: Avail any amount as per requirement between ₹ 2,00,001 to ₹ 25,00,000.