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Credit Card Services
Credit cards are a convenient way of making any purchases from shopping to purchasing your favourite gadget to buying that new AC for your home to booking your flights & hotel and more or settling exorbitant bills when you don't have immediate funds at your disposal.
In short, an HDFC Bank Credit Card makes Beautiful Possibilities. Ready For You.
MyCards is a mobile-based service platform of HDFC Bank for products like Credit Card, Debit-card EMI, Consumer Durable loan.
View - Available and Outstanding Limit, Due Payment and date
View Transactions, Reward points, Loan EMIs (including Debit Card EMI Loans)
Manage Card Control settings and Usage limits
Hotlist and Re-issue, Temporary deactivate/activate card
When faced with a financial emergency, you can take a loan against your HDFC Bank Credit Card limit and bridge the monetary gap.
Avail pre-approved loans within the credit limit of your card
Enjoy lowest interest rates in the market
Bid goodbye to lengthy documentation processes
Splurge without worrying about lumpsum repayments all at once. Our SmartEMI facility allows you to convert bigger purchases into monthly EMIs for a wide range of products and services.
Repay conveniently over 9 to 36 months
Eligible for electronic items, lifestyle products and services, insurance payments, travel, apparels
Attractive and low-interest rates
Quick disbursement
With HDFC Bank Credit Card, you can buy now and pay in instalments for a range of products, including consumer durables, electronics, furniture and more. The best part? It is available for online as well as in-store purchases; so you can shop to your heart's content!
Enjoy No Cost EMIs on leading brands
Benefit from nominal convenience fees
Flexible repayment plans
Zero down payments and documentation
HDFC Bank's user-friendly e-commerce shopping platform, SmartBuy brings you the best offers in town on a range of products and services. With SmartBuy you can:
Compare and shop for the best deals
Avail economical airfares
Book hotels at affordable prices
Enjoy a host of deals at restaurants, spas, and more
In today's digitised world, nothing is more convenient than completing transactions with just a few clicks from anywhere and at any time. HDFC Bank's exclusive mobile payment app – PayZapp - ensures this by allowing you to complete various transactions:
Pay utility bills and recharge while earning rewards
Scan and pay to reduce contact and make quick payments
Send and receive money at your convenience
To ensure you are always on top of Credit Card bills, there are multiple options to seamlessly and swiftly clear credit dues via online or offline channels at zero cost. Cardholders shall be provided a one-time option in the lifetime of the card to modify the billing cycle of their HDFC Bank Credit Card as per their convenience. This option will be available to both - existing and new credit card customers. Easy ways to pay HDFC Bank Credit Card bills:
MobileBanking App
NetBanking
ATM funds transfer
Cash/Cheque
Auto-debit facility
Through any other bank account
Want to enjoy more benefits and better features? You can now upgrade your HDFC Bank Credit Card through HDFC Bank NetBanking or fill and submit the Credit Card upgrade application.
Extra Reward Points & Savings
Free access to lounges
Premium Experiences via NetBanking
You don't ever have to worry about forgetting the due date on your Credit Card bills. Our convenient automatic bill payment facility ensures that every Credit Card bill is paid on time.
Get 5% CashBack for the first six months after registration
Save up to maximum Rs 150 per statement cycle
Manage finances by setting maximum limits on your bills
HDFC Bank chip+PIN Credit Cards offer enhanced security and convenience. So, even if you forget your HDFC Bank Credit Card PIN, you can change it through different methods and within minutes.
Hassle-free process to change your HDFC Credit Card PIN
Change your PIN safely and swiftly via Net Banking
Conveniently change your PIN at an ATM by using the OTP sent to your registered mobile number
Increasing the spending power on your HDFC Bank Credit Card is quick and easy, and offers you more financial freedom. A higher limit is also quite useful when dealing with emergencies. Our Limit Enhancement feature provides the following benefits:
Zero hassle of managing multiple Credit Cards
Improved CIBIL score
Better Eligibility for Loans
Enhanced Rewards and Offers
International/Online Transaction Enablement & Limit Setting
International/Online Transaction Enablement & Limit Setting
Worried about going overboard with your Credit Card spending? Ensure this never happens by enabling the 'Limit Setting' feature on your credit card. You can also enable International and Online transactions on your HDFC Bank Credit Card within minutes!
Complete control of your Credit Card
Lower chance of fraudulent activities on your card
Enable International/online transactions at your will
You purchase, we reward! With HDFC Bank Credit Card, earn maximum benefits on spending along with flexible redemption options.
Get exclusive rewards on points earned
Redeem points on a wide range of products from lifestyle to personal care, home appliances to gadgets and much more
Browse through our exciting rewards catalogue to know more
Get your hands on the latest gadgets, revamp your home or go on a shopping spree without overshooting your budget, thanks to the many exciting offers on HDFC Bank Credit Cards.
Enjoy exclusive CashBack, discounts and promotions
Benefit from online, offline and regional offers
Save big on your shopping, bill payments and bookings with HDFC Bank Credit Card
Video
Services for existing Credit Card Customers
Useful Credit Card Links
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Active Channel Partners
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Personal MITC
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Purchase MITC
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Corporate MITC
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Credit Cards Policy
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DSA code of conduct
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Fair practices code
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Transaction alerts
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Statement Payment Related Info
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Retail Card Member Agreement
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Priority Pass
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Corporate Card Member Agreement
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Contactless Cards
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Chip+PIN Credit Card
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Co-Brand Credit Card Revenue Sharing Disclosure
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Key Fact Statement- Purchase Card
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Key Fact Statement- Corporate Card
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Commercial Card-Membership Kit
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MyRewards Program Terms & Conditions