Features

Eligibility


Particulars
Minimum
Maximum
Entry Age
45 years
75 years1

Annuity Payout
Per installment

Annual: ₹ 12,000; Half Yearly: ₹ 6,000; Quarterly: ₹ 3,000; Monthly: ₹ 1,000
No limit. Acceptance of any case is subject to Board Approved Underwriting Policy (BAUP)
Premium2 Per installment
Annual: ₹ 30,000; Half Yearly: ₹ 15,300; Quarterly ₹ 7,800; Monthly: ₹ 2,625
No limit. Acceptance of any case is subject to Board Approved Underwriting Policy (BAUP)
Group3 Size (For Group Policies)
10
No limit. Acceptance of any case is subject to Board Approved Underwriting Policy (BAUP).
Premium Payment Term
5 years
15 years
Deferment Period
Premium Payment Term chosen
15 years
Policy Term
Whole Life


The plan can also be purchased online.The minimum annuity payouts shall be in accordance with IRDAI (Minimum limits for Annuities and other Benefits) Regulations, 2015, as amended from time to time All ages are calculated as at last birthday. Risk cover starts from date of commencement of policy for all lives. 1Subject to annuity commencing at a maximum age of 80 2Premium amounts are exclusive of taxes and levies as applicable 3The plan will be available to employer-employee groups on group platform