Credit Card Discounts on iPhone Purchases: How to Get a Good Deal

17 January, 2024

A smartphone, such as an iPhone, can be a significant investment. It is one of the most sought-after phones due to its incredible security, user-interface, camera, display and other benefits. You may be reluctant on buying the iPhone due to its generally higher price. Fortunately, Credit Card companies offer incredible discounts to help you save on your iPhone purchase. Credit Card discounts can take various forms like cashbacks, reward points or other offers. Card issuers offer these discounts to incentivize Credit Card spends. You can make the most of these discounts when buying an iPhone.

If you’re an HDFC Bank Credit Card holder, you can enjoy cashback and rewards with your iPhone purchases, whether online or in stores. In this article, you can get information on how you can take advantage of Credit Card discounts on iPhone purchases for a good deal.

How to Get a Good Credit Card Deal on Your iPhone Purchase

You may be able to score a good deal with your Credit Card when you buy an iPhone:

• Research Credit Card options

You can find a Credit Card that offers attractive rewards for electronic purchases along with everyday expenses. Some popular options include the HDFC Bank MoneyBack+ Credit Card, HDFC Bank Millennia Credit Card, HDFC Bank Regalia Gold, etc. You can check each card’s features on the bank website and select the one that aligns with your preferences and spending requirements. Ensure you check the annual fees, eligibility criteria and other terms associated with each card. If you have multiple Credit Cards, consider buying the iPhone with a Card that offers the most benefits.

• Check for special promotions

Credit Card issuing banks may also run promotions for iPhone purchases with e-commerce partners or retailers. These promotions may include discounts and other attractive deals. Keep an eye out for such offers. Note that you must also read the fine print for qualifying for these offers and to understand any limitations that may apply. For instance, you can enjoy up to ₹8,000 as instant savings with select HDFC Bank Credit Cards when you purchase an iPhone from the official Apple website. These offers are typically available during release dates of new iPhone models. Thus, you may want to consider scheduling your purchases during such times.

• Redeem your reward points 

You can redeem your Credit Card reward points for vouchers across various brands. You can use these vouchers at stores or online shops and get a discount on your iPhone purchases. You may be able to redeem these points on bank’s online shopping portal. For instance, HDFC Bank’s SmartBuy allows you to purchase electronics, including smartphones. You can check the available iPhone discounts on SmartBuy here.

• Save with cashback 

Your Credit Card may offer cashback percentage for various purchases. This cashback offer may also be applicable to EMI conversions. For instance, the HDFC Bank Millennia Credit Card offers 5% cashback on Amazon and Flipkart spends. Which means, you can get a 5% cashback when you buy an iPhone online via Amazon or Flipkart – some of the top online shopping portals. You may also be able to stack iPhone discounts with other offers.

Apply for an HDFC Bank Credit Card now

HDFC Bank offers an array of Credit Cards to meet a wide range of lifestyle and spending habits. Check your eligibility here. All you have to do is provide your mobile number and date of birth, provide your personal and income details and check your eligibility.

*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.