Sparkle Bright With HDFC Festive Treats

23 October, 2023

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The festive season is around the corner, and everyone is getting ready to celebrate it with fervour! Shopping sprees happen to be particularly popular during this time of the year, with attractive offers and deals for shoppers to make the most of. Make this festive season worthwhile by shopping and supporting businesses; your purchase can help others enjoy the festive season too. And with HDFC Bank Festive Treats, you can now get 1000+ offers on Cards, EasyEMI and Loans. Also, get up to 10% CashBack on Cards and EasyEMI across 1000+ brands at 10,000+ stores and 5000+ branches. And of course, there are those who choose to use this season to swap the daily grind for a holiday at the beach or in the hills. But whether it is shopping, travel or any other festive plan you have in mind, there is one companion for you - HDFC Bank. With a wide range of festive offers and discounts on bank products, it can make the festive season even more joyful.

Benefits of festive offers on bank products

Enjoy a multitude of offers across a range of HDFC Bank products and services:

  • SmartBuy benefits

    Are you looking to buy a smartphone or a laptop? You can avail of attractive and latest shopping offers on SmartBuy. Partnered with retail giants like Flipkart and Amazon, SmartBuy can also take care of all your gifting needs. Whether you are planning to shop for yourself or your loved ones, this festive season, you can choose from a host of exclusive products ranging from electronics, home appliances, fashion, and accessories. With SmartBuy, you can be sure of getting the latest offers and discounts on all your online shopping. Look for CashBack up to ₹12,000 on select smartphones.

  • PayZapp benefits

    Let's say, you have revamped your home and invited family over for a festive meal. You are bound to need groceries, beverages, snacks and other things to host a great lunch or dinner. HDFC Bank mobile payment app PayZapp can provide the perfect solution to this quandary. 

  • You can place instant online orders for guaranteed timely deliveries and pay through PayZapp, reducing time, effort and stress. 

  • HDFC Bank PayZapp can even be used at merchant outlets or online for cashless transactions, so you don't have to worry about carrying cash or change. 

  • You can switch to PayZapp Shop on the app and get access to attractive deals and vouchers on lifestyle brands, travel and more. What’s more, you can earn cashpoints with your PayZapp shop transactions which you can further redeem in your PayZapp wallet. 

  • You can make these payments easy by linking your Credit Card, Debit Card or NetBanking account to PayZapp. Plus, you can swipe to pay for PayZapp transactions with your HDFC Bank Cards and PayZapp wallet.


  • CashBack benefits

    Alternatively, let's say you decide to dine out with friends to celebrate the festive season. Or you want to treat your family to the latest fashion trends. This is where you can use PayZapp and SmartBuy to order food or shop online. Whether you are using an HDFC Bank Debit or Credit Card for payments, CashBack offers are a plenty and can be availed easily.

    Why miss out on these attractive deals and discounts, when they are just a click away? Paying through the many options that HDFC Bank offers, you can be assured that you are making the most of the deals available to you and reducing your outings. As part of HDFC Bank Festive Treats offers, get a maximum CashBack on purchasing apparels, food, jewellery or travel booking during your HDFC Bank Debit Card. The offer is valid on both online and in-store purchases. Use the PayZapp benefits to make your festive season brighter and full of joy!

    To apply for a Debit Card, new customers can open a new Savings Account. Existing HDFC Bank users can apply for a new Debit Card by clicking here.
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  • Loan benefits

    The festive season brings with it new and auspicious beginnings. It is not uncommon to make big purchases during this time. These can include two-wheelers, cars, home decor and appliances, gems and jewellery, etc. The best part is that you don't have to be overwhelmed by the price tag on any of these. None of these purchases will put a dent in your savings if you decide to opt for an HDFC Bank Two-Wheeler Loan or a Car Loan, which offers easy EMIs to make the purchase lighter on your pocket. With the HDFC auto loans, you will be able to buy the vehicle of your dreams and travel anywhere you want in utmost comfort!

    With HDFC Bank Festive Treats, get up to 100% financing and zero-foreclosure charges on Xpress Car Loan at 8.80% p.a.* onwards for new car loan and 11.25% p.a.* onwards for used Car Loan. Similarly on Xpress Two-Wheeler loan, get up to 100% funding and EMIs starting from ₹37/1000 with instant approval if you are an HDFC Bank customer. (T&C apply)

    Get started with your HDFC Bank Car Loan or Two Wheeler Loan applications.

    Another loan to look out for this festive season is the Loan on Credit Card by HDFC Bank. This loan allows you to get instant funds for sudden and urgent needs. The quick disbursal process, no documentation and 50% off on processing fee* enhances the overall application process. To know more about Loan on Credit Card and apply for it, click here. 

Explore our other loan offers:

  • Xpress Home Loans 

  • 50% off on processing fees 

  • Interest rate @8.35% p.a.* onwards 

  • Xpress Personal Loan 

  • Interest rate @10.50% p.a.* onwards 

  • Loan up to ₹40 lakh 

  • Quick processing and approvals 

  • Gold Loan 

  • 50% off on processing fee 

  • Competitive interest rate advantage 

  • Overdraft and balance transfer facility available

  • EasyEMI benefits

    This festive season is all about no-cost EMIs and attractive CashBack offers. HDFC Bank offers are designed keeping the customer in mind, which is why you get fast disbursal, unmatched benefits, rates, and convenient repayment terms. The products are easy to use and attractive, ticking all the boxes. They ensure that you can make every wish come true this festive season. This festive season, shop on EMI and fulfil your wishes without burning a hole in your pocket!

Explore our top EasyEMI offers:

  • Up to ₹12,000 cashback on Samsun Mobile 

  • Save up to ₹10,000 on a range of Apple products 

  • Enjoy a flat discount of ₹1,000 to ₹2,000 on domestic flight bookings and ₹2,500 to ₹7,500 on international flight bookings on MakeMyTrip. 

  • Flat 10% discount on domestic hotel bookings and 12% on international hotels and 25% discount on holiday bookings on MakeMyTrip 

  • 10% Instant Discount with HDFC Bank Credit Cards and EasyEMI on Debit & Credit Cards at Reliance Digital 

  • 10% discount when shopping at Homecentre and Lifestyle stores.

So, this year if you have grand plans during the festive season, go ahead. Make sure you shop to your heart’s content and buy presents for all your near and dear ones. Now all is possible with HDFC Bank Festive Treats. Click here to get started.


*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.

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