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SME Current Accounts

Manage your payments and collections more efficiently and speed up cash flows with HDFC Bank’s Current Accounts for SMEs.

Whether you are an entrepreneur or a professional, a retailer or a society, a farmer or an industrialist, you will find an account that suits your needs with HDFC Bank’s Current Accounts. Enjoy facilities such as anytime banking, doorstep services, dynamic cash limits, free transfers and payments and easier management of bulk payments to vendors and staff.


Check Savings Account for SME with HDFC Bank

Max Advantage Current Account

  • Dynamic Pricing ensures cost-efficiency at all times with increase in value
  • Deposit and withdraw cash upto 12 times current month AMB at any HDFC Bank branches
  • Unlimited Free NEFT/RTGS/IMPS
  • AQB waiver basis 30 lacs quarterly volumes through POS / SmartHub Vyapaar App / Payment Gateway

Ascent Current Account

  • incomeMultiplier Benefits across all nature of transactions
  • Deposit & Withdraw cash up to 10 times current month AMB at any HDFC Bank branches
  • paymentIssue 50 DDs/ POs month free for every 1 lac of balance maintained
  • PaymentAQB waiver basis 5 lacs quarterly volumes through POS / SmartHub Vyapaar App / Payment Gateway

Activ Current Account

  • Dynamic Pricing ensures cost-efficiency at all times with increase in value
  • Deposit & Withdraw cash up to 10 times current month AMB at any HDFC Bank branches
  • Issue 30 DDs/ POs month free for every 1 lac of balance maintained
  • AQB waiver basis 3 lacs quarterly volumes through POS / SmartHub Vyapaar App / Payment Gateway

Plus Current Account

  • Deposit up to ₹ 10 lakhs cash free per month at city branches
  • Withdraw cash free from home branch, and up to ₹ 1 lakh a day at non-home branches
  • Realise credits faster with the speed clearance facility for outstation cheques

Premium Current Account

  • Deposit up to ₹ 3 lakhs cash free per month or 25 transactions (whichever is breached first) at any HDFC Bank branches
  • Withdraw up to Rs. 25,000 cash per day at HDFC Bank Non Home Branches
  • Get 100 free payable at par cheque leaves per month
  • AQB waiver basis 4 lacs quarterly volumes through POS / SmartHub Vyapaar App / Payment Gateway

Regular Current Account

  • Deposit up to ₹ 2 lakhs cash free per month or 25 transactions (whichever is breached first) at any HDFC Bank branches
  • Free local/intercity cheque collection & payment within HDFC Bank Branch locations
  • Get instant alerts on your transactions through our InstaAlert service

Startup Current Account

  • Adjusts to your startups growing business needs
  • Zero Non-Maintenance charges for first 4 quarters
  • Exciting bundled offerings for HDFC Bank startup customers

Saksham Current Account

  • Zero Non Maintenance charges for 2 calendar half years (including account opening year)
  • Deposit cash up to 50 lacs OR 50 txns per month (whichever is breached first) at HDFC Bank branch in your city
  • Withdraw cash up to 1 lac per day FREE at HDFC Bank Non-Home Branches

E-Comm Current Account

  • paymentFree Cash Deposits up to Rs. 3 lakhs per month OR 6 times current month AMB OR 40 Txns (whichever is breached first and subject to maximum cap of Rs. 100 lakhs) across all HDFC Bank Branches.
  • paymentWithdraw cash up to Rs. 1,00,000 per day free at HDFC Bank Non-Home Branches
  • chequeIssue 50 DDs and 50 POs a month free from any HDFC Bank branch.

Current Account For Professionals

  • digitalDeposit cash free up to ₹ 10 lakhs a month across all HDFC Bank branches
  • incomeGet 50 free payable at par cheque leaves per month
  • chequeIssue 30 demand drafts and 30 POs a month from a HDFC Bank branch free

Agri Current Account

  • gift rewardsGet waiver on minimum balance in non-business months
  • incomeDeposit cash free up to ₹ 10 lakhs at an HDFC Bank branch in your city
  • paymentWithdraw cash free at home branch

Institutional Current Account

  • Deposit ₹ 50 lakhs a month in cash free at HDFC Bank branches
  • No need to maintain average balance – ideal for NGO, trusts, associations and societies
  • Get 500 free payable at par cheque leaves per month

RFC - Domestic Account

  • Open your RFC account in three currencies – USD, EUR, GBP
  • Retain foreign exchange in the currency you earn it in
  • Enjoy preferential rates when you convert to local currency

Exchange Earners Foreign Currency (EEFC) Account

  • Open your EEFC account in multiple currencies
  • Retain foreign exchange in the currency you earn it in
  • Enjoy preferential rates when you convert to local currency